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Financial Planning for DIY Investors

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Chirag Surti, PhD, discusses the financial planning process and its role in managing and enhancing human and financial capital to achieve future goals. Chirag explains the lifecycle approach to financial planning, where human capital gradually converts into financial capital over time. He highlights various human and financial risks, including inflation, layoffs, loss of principal, disability, premature death, and longevity. He stresses the significance of understanding one’s income, financial needs, risk tolerance, and investment objectives. He emphasizes the importance of a well-diversified investment portfolio of stocks, bonds, and alternatives to protect and grow financial capital, insurance in protecting human capital, the necessity of estate planning, and a comprehensive financial strategy. He asserts that every financial problem has a solution, provided individuals understand how different financial components fit into their plans. Throughout the seminar, Chirag reinforces that strategic financial planning is essential for long-term financial security and effective risk management. This financial planning seminar is ideal for anyone who wants a better understanding of the process and wants to become a savvy consumer.
Chirag
Surti
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Financial Planning for DIY Investors (Part 2 of N)
0 52mins Jun 12
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About this Class
Financial Planning for DIY Investors (Part 2 of N)
Chirag Surti, PhD, discusses the financial planning process and its role in managing and enhancing human and financial capital to achieve future goals. Chirag explains the lifecycle approach to financial planning, where human capital gradually converts into financial capital over time. He highlights various human and financial risks, including inflation, layoffs, loss of principal, disability, premature death, and longevity. He stresses the significance of understanding one’s income, financial needs, risk tolerance, and investment objectives. He emphasizes the importance of a well-diversified investment portfolio of stocks, bonds, and alternatives to protect and grow financial capital, insurance in protecting human capital, the necessity of estate planning, and a comprehensive financial strategy. He asserts that every financial problem has a solution, provided individuals understand how different financial components fit into their plans. Throughout the seminar, Chirag reinforces that strategic financial planning is essential for long-term financial security and effective risk management. This financial planning seminar is ideal for anyone who wants a better understanding of the process and wants to become a savvy consumer.
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About the teachers
Chirag Surti
Chirag Surti, PhD, is a full-time college professor whose lifelong passions are teaching and research. His desire to become a more informed investor sparked a second passion: financial planning and investments. During the COVID lockdowns, he seized the opportunity to merge these interests by launching an hourly, fee-only financial planning firm. He aims to empower Americans to become savvy financial consumers by offering a thoughtful blend of education and personalized advice. He believes information is everywhere, but knowledge seldom is.